MINNESOTA 888 462 1607
ORE OPERATIONS EMPLOYEES
CREDIT UNION  

Loan Rates Interest Rates and Terms
Call about current loan specials at: 218-262-1607

Consumer Loan Rates Approximate Term APR
(As low as)
 
New Vehicle Up to 36 Months 2.59%  
New Vehicle Up to 60 Months 2.99%  
New Vehicle Up to 72 Months 3.29%  
Used Auto Model Year 2013 and newer Up to 60 Months 3.59%  
Used Auto Model Year 2013 and newer Up to 72 Months 3.99%  
Used Auto Model Year 2011-2012 Up to 48 Months 4.59%  
Used vehicles 2011-2012 Up to 60 Months 4.59%  
Used vehicles 2010 and older Up to 48 Months 5.99%  
New Motorcycles / ATV / Snowmobiles Up to 36 Months 3.59%  
New Motorcycles / ATV / Snowmobiles Up to 60 Months 3.99%  
New Motorcycles / ATV / Snowmobiles Up to 72 Months 4.39%  
Used Motorcycles / ATV / Snowmobiles Up to 36 Months 4.29%  
Used Motorcycles / ATV / Snowmobiles Up to 60 Months 4.79%  
Used Motorcycles / ATV / Snowmobiles Up to 72 Months 5.19%  
Unsecured Personal Loan Up to 36 Months 12.90%  
New Boats, Campers, Motorhomes Up to 48 Months 4.99%  
New Boats, Campers, Motorhomes Up to 60 Months 4.99%  
New Boats, Campers, Motorhomes (Amounts over $25,000) Up to 96 Months 5.99%  
Used Boats, Campers, Motorhomes Up to 36 Months 5.99%  
Used Boats, Campers, Motorhomes Up to 60 Months 5.99%  
Used Boats, Campers, Motorhomes (Amounts over $25,000) Up to 96 Months 6.99%  
Share Secured Up to 60 Months 2.025%  
 
*Annual Percentage Rate (APR) and Daily Periodic Rate (DPR) may vary based on credit history, age of collateral and length of loan.
Rates stated reflect 680+ credit bureau score. Rates quoted include a 0.25% discount for having Automatic Payments or Payroll Deduction.
Rates are effective 02/13/2018 and are subject to change without notice
Contact a MN Ore Operations Employee CU loan officer for details.




Checking Accounts
Account Minimum Balance Minimum Balance to Earn the Stated APY Dividend Rate APY* Frequency of Compounding
Free Draft $10.00 N/A N/A N/A N/A
Share Draft $10.00 $200.00 0.0 0.0 Monthly

*APY=Annual Percentage Yield.
** Rate effective as of 12/13/17 and can change at any time. Fees may reduce the earnings on these accounts. Rates are subject to change without notice. Rules governing these accounts are available upon request


Savings Accounts
Account Type Opening Deposit Minimum Balance Minimum Balance to Earn the Stated APY Dividend rate APY* Frequency of Compounding
Share Savings $5.00 $5.00 $10.00 0.35 0.35 Quarterly
Christmas Club N/A N/A $100.00 0.0 0.0 Quarterly

*APY=Annual Percentage Yield.
** Rate effective as of 12/13/17 and can change at any time. Balances below minimum will not earn interest.




This credit union is federally insured by the National Credit Union Administration